Theft – including unattended theft from a secure vehicle / secure premises Accidental Loss for mobile phones, iPads and smartwatches only (optional additional £1 per month for a mobile or smartwatch and £1.50 per month for an iPad) Extended Warranty (not included on Laptops) Accidental Damage Liquid Damage Malicious Damage Worldwide Cover (90 days) Unauthorised Call Use (up to £2500) Accessories Cover (up to £150) Unlimited Claims Instant Cover (for all gadgets under 6 months old at the time of taking the policy) Family Cover – your gadget’s covered whether you or a member of your immediate family* are using the gadget *Immediate family includes your mother, father, son, daughter and spouse. It also includes your domestic partner (domestic partner is defined under this policy as someone you are living with in a long-term permanent relationship as if you are married to them).